PIP and UIM Disputes

In Oregon, PIP (Personal Injury Protection) and UIM (Underinsured Motorist) are two types of insurance coverage that are mandatory for auto insurance policies. PIP covers medical expenses and lost wages for the driver and passengers involved in a car accident, regardless of who was at fault. UIM, on the other hand, provides additional coverage if the at-fault driver has insufficient insurance coverage to pay for the damages.

Practice Areas
Contact

    Take the First step towards your recovery

    Disputes involving PIP and UIM coverage

    Disputes involving PIP and UIM coverage can arise in several ways, including:

    Denial of Coverage: An insurance company may deny PIP or UIM coverage for various reasons. For example, an insurer may claim that the policyholder did not comply with the policy terms or that the injuries sustained in the accident were not covered by the policy.

    Coverage Limits: PIP and UIM policies have limits on the amount of coverage provided. In some cases, the limits may not be enough to cover all of the damages resulting from an accident, which can lead to disputes over who should pay for the remaining expenses.

    Subrogation Claims: If an insurance company pays out a claim under either PIP or UIM coverage, the insurer may try to recover some or all of the payment from the at-fault driver or their insurance company. This is known as a subrogation claim, and it can lead to disputes over who is responsible for the damages.

    Bad Faith Practices: In some cases, an insurance company may act in bad faith by denying or delaying coverage without a valid reason. If this occurs, the policyholder may have grounds for a legal claim against the insurer.

    If you are involved in a PIP or UIM dispute in Oregon, it is essential to seek legal advice from an experienced attorney who specializes in insurance disputes. An Oregon Serious Injury Law Firm can help you understand your legal rights, negotiate with the insurance company on your behalf, and take legal action if necessary to protect your interests.

    Choose a Personal Injury Protection Lawyer

    In Oregon, PIP insurance (Personal Injury Protection) is mandatory for auto insurance policies. PIP insurance covers medical expenses and lost wages for the driver and passengers involved in a car accident, regardless of who was at fault. Disputes involving PIP coverage can arise if an insurance company denies coverage, if coverage limits are insufficient, if there are subrogation claims, or if an insurer acts in bad faith.

    In addition to PIP insurance, UIM (Underinsured Motorist) coverage is also mandatory in Oregon. UIM coverage provides additional protection in case the at-fault driver has insufficient insurance coverage to pay for the damages resulting from the accident. UIM disputes can arise if an insurance company denies coverage, if coverage limits are insufficient, or if there are disputes over who is responsible for the damages.

    If you are involved in a UIM dispute in Oregon, it is important to consult with an experienced attorney who can help you navigate the legal process and protect your interests. An Oregon Serious Injury law Firm can help you understand your legal rights, negotiate with the insurance company on your behalf, and take legal action if necessary to resolve the dispute.

    It is important to note that in both PIP and UIM disputes, the insurance company has a duty to act in good faith and deal fairly with the policyholder. If an insurance company acts in bad faith by unreasonably denying or delaying coverage, the policyholder may have grounds for a legal claim against the insurer.

    Schedule Your Free Initial Consultation at Oregon Serious Injury Law Firm

    If you've been Seriously injured in a car accident in Oregon, don't hesitate to contact Oregon Serious Injury Law Firm. Our experienced injury lawyers are here to help you get the compensation you deserve. Contact us today to schedule your free consultation.